Introduction

KAIO is a programmable protocol designed for the compliant issuance and lifecycle management of institutional financial assets. Deployed on Ethereum mainnet, it combines the security and settlement guarantees of the world’s leading smart-contract network with strict regulatory safeguards and automated back-office workflows.

Through its smart contracts, KAIO streamlines investment execution, settlement, and asset servicing for managers and advisors. A modular compliance engine ensures every transaction aligns with jurisdictional rules and investor-level requirements, giving institutions confidence in on-chain operations.

Distributors and wealth platforms can integrate via robust APIs and the KAIO Gateway, gaining access to infrastructure, data, and services without building their own blockchain stack. For investors, this means direct access to institutional-grade financial products that are composable with DeFi and transferable across supported networks at low cost.

Composability is built into KAIO. Tokenised assets can move across major networks like Solana, Avalanche, Polygon, Sui, TON, and more—enabling seamless integration with DeFi protocols, liquidity pools, and settlement layers. As a result, regulated products remain portable, tradable, and usable across ecosystems rather than locked into a single chain.